Frequently Asked Questions about Loan Consolidation Comparisons

Here are the answers to the most frequently asked questions about loan consolidation comparisons.

What are loan consolidation comparisons?

Loan consolidation comparisons are different quotes on student consolidation loans from various lenders. We offer student loan consolidation comparisons for free on our site. You will be able to easily make loan consolidation comparisons without any obligation just for filling out our simple, online form.

How do I sign up for loan consolidation comparisons?

You can sign up to view loan consolidation comparisons by filling out our short, online form. The form is free and will ask for some basic contact information. Once we receive your form, we will provide you with several loan consolidation comparisons from various respected lenders. You will see your loan consolidation comparisons side-by-side to help you compare easily. You will be able to easily compare consolidation loans on rates and terms.

Do you provide consolidation loans?

No, we are not a lender. We are a free referral service that provides loan consolidation comparisons for our customers to help match them with lenders that can meet their consolidation needs. We do not actually provide the loans.

Does the government provide consolidation loans?

Though federal loan consolidation comparisons are sponsored by the federal government, the actual loans are still issued by private lenders. For private loan consolidation comparisons, your consolidation loan will also be issued by a private lender.

Do I need to pass a credit check to consolidate student loans?

You can receive loan consolidation comparisons on our site without providing any background on your financial history or even any details about your student loan portfolio. When applying for the actual consolidation loan on the site of one of our lending partners, you may or may not have to pass a credit check, depending on the type of consolidation loan. For federal loan consolidation comparisons, you will not need to pass a credit check or recruit a co-signer. For private loan consolidation comparisons, you will need to pass a credit check or recruit a co-signer, much like with any other private loan.